Investment management is a category of asset management that refers to the management of the investment of securities. These include assets like stocks, bonds and land among more. The main one doing the investing is usually anyone from someone to a company to a corporation to a government. The whole point of investment management is always to raise the net values of the capital assets through investment. So, for example, an academic institution could simply place its extra income in a fixed deposit with the bank. But why do that after it could be earning far more on the share market. However no body at the institution is qualified to learn how to invest, which explains why they’d approach a bank or company dedicated to investment management services.
When choosing an investment management company to take care of your assets you must investigate several first. Uncover what their strategy is. Do they rely on buying stock of well-established companies with high costs and a guaranteed increase in return that is slow but sure investment management company. Or do they prefer to purchase stocks of a fresh company that is low in investment, riskier, but can promise high returns quickly. Do they do all the investigation in-house. Or do they outsource their information. Do they’ve any safety net factors. What’s their previous history proven. Find out about their successes and even the reasons because of their failures, if any. Is it anyone on the team, or just one fund manager handling it all. Or could it be a team with a fund manager at the top of the hierarchy. What’s the turnover of employees. How does the team operate together, etc. With this information you are able to gauge how well your investments is likely to be managed while there is a complexity to the art of investment compounded by the complexity of human intervention.
The benefit of planning to investment services to manage your investments is that they may consider your proclivity or aversion to risks. In addition they work around how big is your capital assets and will help you meet your goals in a reasonable fashion. With this, the investment manager will allocate your assets into diverse products to have a portfolio that is well balanced and eclectic. The best fund manager may also learn how to allocate your funds in a way that you have the ability to save on the capital tax accrued on them. And since divestment is a part of investment, a fund manager will know the best time to liquidate your investments for maximum return or reinvestment.